May / 2012

    May 10, 2012
    Today vs. 300 Years of Interest Rates and Debt


    Unprecedented? Yes. This time is different. If you look at the chart below – 300+ years of short-term Bank of England interest rates – you see in what unusual times we live. From 1700 rates were about 5% for 130 years. Then for about 130 years they fluctuated between 2½% [...]


    May 3, 2012
    Of Shale Gas, Asteroids & Health Care: The Present That Won’t Extrapolate.


    Expect the Unexpected. Yogi Berra said it: The future ain’t what it used to be. Marcel Proust said it: Toujours l’inattendu arrive (the unexpected always happens). Nassim Nicholas Taleb, author of The Black Swan, said it: The inability to predict outliers implies the inability to predict the course of history. [...]


April / 2012

    April 26, 2012
    No. No. No. No. No. No.: Do We Know What European Voters Are Saying?


    What they said. “No” said the Irish on February 25, 2011. They ejected Fianna Fail, the largest party in Ireland since 1927 and replaced it with Finn Gael. “No” said the Italians on November 12, 2011. They sent away Silvio Berlusconi who served on and off for a cumulative 10 [...]


    April 19, 2012
    All the News That’s Fit to Tweet.


    Consider this. Reuters now allows reporters to tweet first, file a story later. Reuters has editors to check facts before they’re tweeted. But it sees Twitter’s 140-million user base as a key complement to the newswire. 1 According to the Pew Research Center, while social media are only an incipient [...]


    April 12, 2012
    Big Data. Big Bang. Big Deal.


    “It’s been said that 90 percent of the data that exists today was created in the last two years.”1 Attention! Attention! If you don’t know about Big Data you will. If you do know, you will as well. Even if the opening quote is a wild, back-of-the-envelope guesstimate, as I [...]


    April 5, 2012
    Uniquely Unusual US Profits. “Fascinating!”


    “Fascinating!” US corporate profits, as a % of GDP, have recently been close to their highest levels in 62 years – 10% of GDP. Only twice before in 62 years have they hit these peaks. Once in 1951-2. A second time just five years ago in 2007-8. That’s what the [...]


March / 2012

    March 29, 2012
    “I Like My Entrepreneurs With Seasoning, Please.”


    What we think. “Entrepreneur” means “young”. “Entrepreneur” means “energy.” “Entrepreneur” means “new.” Right? I was sent an article by The Economist1 that cites various studies showing that: There are more successful entrepreneurs over 50 and 60 than commonly thought. The ratio of older to younger successful entrepreneurs is about 2-to-1. [...]


    March 22, 2012
    When Central Banks Are Players Not Referees


    On the field. “What would you do if the referee joined the game? Started playing for one side? It’d sure be a different game wouldn’t it? That’s what’s bothering us. When the referee becomes a player, the game changes. You either play or you leave. If you play, you’d better [...]


    March 15, 2012
    China and why it wants a convertible currency.


    There are two facts about China – and because they’re big facts let’s call them mega-facts.  Both are reflected in or can be derived from the charts below. MEGA-FACT #1 (the left chart). Over the past 9 years, since 2003, China’s balance of trade has become more volatile; plus exports [...]


    March 8, 2012
    Iran/Israel: Watch The Radar Screen.


    Collision alert. Air Traffic Control system radars show when two planes are at the same altitude and headed for collision. Investment risk managers develop analogous equipment. This week, depending on the equipment you have, warnings have been flashing for the first time in a long time that a destabilizing event [...]


    March 1, 2012
    The DNA Difference


    “But what makes it different?” asked a business colleague and friend about a fund we are launching. He could just as well have been asking me what makes upcoming Windows 8 different? What makes Mitt Romney different? Because whenever you want to sell anything – a fund, a product, a [...]


February / 2012

    February 23, 2012
    Money. Money. Demand. Demand.: The Keynes-ification of Monetary Policy.


    For 60 years, when the economy went down, government stepped in. It stepped in with automatic programs – unemployment insurance. It stepped in with one-time spending programs. This was the Keynesian formula. When the economy was operating at less than 100%, the government needed to spend to bring it back [...]


    February 16, 2012
    Europe’s Line in the Greek Sand


    Who gets what? Greece has a lot of sand. Europe for weeks now has drawn a line it. And yesterday the line was tested and held. Those-in-charge of Greece voted into law the austerity measures Europe wanted. Those-in-charge of Greece will get to convert existing debt into less debt (the [...]


    February 9, 2012
    Europe to Europe: “Whatever It Takes!” (But Go Easy on the Cash.)


    “Bear any burden, meet any hardship.” Since 2010 the euro-crisis has reached boiling points every few months. During those rolling-boil moments – when things are at their tensest – we always hear from Mrs. Merkel, Mr. Sarkozy or some other senior EU official words that sound like this:  “We (those [...]


January / 2012

    January 26, 2012
    Fire hoses on “Max” at the Fed and the ECB: Do better times mean lower risks?


    Why the bulls are out. The bulls are out and for good reason. Money is shooting out of the Fed and the ECB fire hoses at super-high pressure. The Fed upped the pressure with yesterday’s decision to leave interest rates at near-zero until the end of 2014 (past Ben Bernanke’s [...]


    January 19, 2012
    The Next Small Thing: What the US Military & Auto Industry Have in Common


    Next Big Things. Next Small Things. I have always spent quality time trying to figure out The Next Big Thing – which usually turns out to be several Next Big Things. For example, in the 80s and 90s the decline of inflation and its consequences; corporate restructuring and its consequences; [...]


    January 12, 2012
    Central Bankers: Don’t Know. Can’t Say. Can Do.


    The title is unsubtle to make three points. The first being that central bankers very often know less than they think they do. The second that, given their need to inspire confidence and authority, they can’t say the whole truth and nothing but the truth. The third being that they [...]


    January 5, 2012
    Silly Sovereigns vs. Regular Debt


    Silly Putty. Silly Sovereigns. Remember Silly Putty? Looked like real putty. Felt like real putty. But unlike real putty, when rolled up into a ball and thrown onto a hard surface, it didn’t go splat! It bounced way up like an India rubber ball! Wondrous as Silly Putty was, there [...]


RECENT POSTS